Cheap SR-22 Insurance in Hawaii
Prices reviewed 2026-11-13
Bottom line: Hawaii auto insurance is relatively affordable, and credit can't be used in pricing. Fewer carriers file SR-22s, so shop carefully.
Price levelLower cost
Minimum limits20/40/10 plus PIP
SR-22 lengthAbout 3 years
Filed withcounty licensing offices
What SR-22 insurance costs in Hawaii
Hawaii premiums tend to fall below the national average, and the state prohibits credit-based pricing. Honolulu costs more than the neighbor islands.
How to pay less in Hawaii
- Contact every carrier that files SR-22s in Hawaii, because the list is short.
- Confirm which PIP options satisfy your filing.
- Choose liability-only on older cars.
Hawaii SR-22 rules that affect price
Licensing is handled by county offices. Hawaii's no-fault system requires PIP.
Hawaii SR-22 price questions
Does credit affect Hawaii SR-22 prices?
No. Hawaii bans credit-based auto pricing.
Is Hawaii cheap for SR-22?
Generally below average.
Price levels compare Hawaii with other states using published 2025 to 2026 industry rate studies. Confirm rules with the county licensing offices.