SR-22 Insurance Per Month

Prices reviewed 2026-11-13

Bottom line: Most SR-22 drivers pay between about $35 a month (no car) and $320 a month (full coverage after a DUI). The cheapest monthly price usually comes from liability-only coverage and comparing quotes.

Most people budget month to month, so here's SR-22 insurance in monthly terms.

Monthly price ladder

Non-owner SR-22$35–$80

Liability only$65–$150

Full coverage$150–$260

Full coverage after a DUI$220–$320

What gets added to the monthly bill

Installment fees: often $3 to $10 a month if you don't pay in full
The SR-22 filing fee: usually only in the first month
Policy fees: some non-standard insurers add these

Lower your monthly payment

Choose liability-only on an older, paid-off car.
Raise your deductible if you keep full coverage.
Use autopay, which earns a discount with many carriers.
Move your due date to just after payday so you never miss a payment.

Check whether paying in full beats monthly with our pay-in-full calculator.

Can I pay SR-22 insurance monthly?

Yes. Most carriers offer monthly payments, though some require a larger first payment from high-risk drivers.

What happens if I miss a monthly payment?

If the policy cancels, the insurer notifies the state, and your license can be suspended again. Use autopay.