Cheap SR-22 Insurance in North Dakota
Prices reviewed 2026-11-13
Bottom line: North Dakota is one of the cheapest states for SR-22 insurance.
Price levelLower cost
Minimum limits25/50/25 plus PIP
SR-22 length1 to 3 years
Filed withNorth Dakota DOT
What SR-22 insurance costs in North Dakota
Low traffic density and modest claim costs keep North Dakota premiums near the bottom nationally, even with required PIP.
How to pay less in North Dakota
- Compare local carriers.
- Choose liability-only on older vehicles.
- Pay in full.
North Dakota SR-22 rules that affect price
The DOT processes filings. The 24/7 Sobriety Program is common in DUI cases.
North Dakota SR-22 price questions
Is North Dakota cheap?
Yes. It's one of the cheapest states.
Is PIP required?
Yes. North Dakota is no-fault.
Price levels compare North Dakota with other states using published 2025 to 2026 industry rate studies. Confirm rules with the North Dakota DOT.