Defensive Driving Discounts With an SR-22
Prices reviewed 2026-11-06
Bottom line: A state-approved course costs little and can earn a discount, and in some states it can remove points. Check your state's rules and your insurer's discount before you enroll.
A few hours online can pay for itself many times over.
Two ways a course can save you money
- An insurance discount: often around 5% to 10%, depending on the state and the insurer
- Point reduction: some states let a course remove points or prevent a suspension
Before you enroll
- Confirm the course is approved by your state.
- Ask your insurer which courses qualify.
- Send the certificate to your insurer and confirm the discount was applied.