How to Compare SR-22 Quotes
Prices reviewed 2026-11-11
Bottom line: Line up the same limits, deductibles and term length, then compare the total cost, including fees, not just the monthly number.
A quote that looks $20 cheaper may have lower limits or higher fees. Use this checklist.
Match these first
- Liability limits (for example, 30/60/25)
- Deductibles, if you have full coverage
- Term length (six or twelve months)
- Optional coverages, such as uninsured motorist and roadside assistance
Then compare the true total
- Premium for the term
- SR-22 filing fee
- Installment and policy fees
- Paid-in-full discount
Red flags
- "SR-22 only" offers with no real policy
- Fees that aren't disclosed up front
- Pressure to buy before you see the limits